Properties / 6097 S PINEHURST Drive
FHA ASSUMABLERate: 6.5%

6097 S PINEHURST Drive

$275,000
Chandler, AZ 85249
2 beds2 baths920 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$25,159 interest already paid off
Estimated Loan Balance$256,182
Cash to close$19,074
Est. Monthly PITI$1,951
Initial Loan Amount$260,101
Time on site50 days
Remaining Term28 years, 6 months
Seller's equity (what you pay)
$18,818
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This charming Greenbriar Villa model offers 2 bedrooms, 2 bathrooms, a walk-in closet, and plenty of built-in storage. Relax on the covered patio and enjoy a private location just a 2-minute walk from the clubhouse. Most furniture is included with the sale. Whether you're looking for a winter retreat or a full-time residence, you'll love being part of this welcoming adult community. Residents enjoy an incredible array of amenities, including golf, tennis, pickleball, swimming, billiards, a restaurant, lounge, state-of-the-art fitness center, and so much more. Come see for yourself why this home is the perfect way to enjoy the SunBird Golf Resort lifestyle!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $18,818. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet920
Property typeSingle Family
MLS #7044168
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,647/mo
Source est. payment (PITI)
$1,951/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$18,818

Asking price minus remaining loan balance. Closing costs are additional.

$0$18,818
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.