Properties / 10511 W CLAIR Drive
VA ASSUMABLERate: 5.31%

10511 W CLAIR Drive

$184,500
Sun City, AZ 85351
2 beds2 baths1,266 sqftSingle Family
The assumable advantage
5.31%
VA assumed rate
$52,749 interest already paid off
Estimated Loan Balance$43,123
Cash to close$141,377
Est. Monthly PITI$574
Initial Loan Amount$68,951
Time on site15 days
Remaining Term12 years, 11 months
Seller's equity (what you pay)
$141,377
Cash or secondary financing
Monthly savings
$703
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Wow, Fantastic price under $200,000, located in the heart of recreation is ready for you to move in & add your special touch! Easy, low-maintenance living in Sun City, Arizona. This single-level home has an open living area with carpet and a pass-through to the kitchen, making the space feel connected and bright. The kitchen offers tile counters and painted cabinets, with a window over the sink looking out to the yard. The main bedroom has room to spread out, with a window looking toward the backyard. A second bedroom serves as a guest room, home office, or flex space. A bonus Arizona room off the back adds flex space for a hobby room or office. Outside, a covered patio and grass lawn offer a private, low-care spot to relax. Enjoy sunsets, golfing, recreation, pickleball and much more

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $141,377. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,266
Property typeSingle Family
MLS #7072000
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$385/mo
Source est. payment (PITI)
$574/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$141,377

Asking price minus remaining loan balance. Closing costs are additional.

$0$141,377
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.