Hard-to-find single-level Gilbert home with 4 bedrooms, 3 FULL bathrooms, a versatile bonus/flex room, split guest suite, RV gate and an assumable mortgage opportunity! The thoughtfully designed floor plan offers flexibility that's difficult to find, with a separate 4th bedroom and full bath that's ideal for extended-stay guests, multigenerational living, older kids or a private work-from-home setup. The additional bonus/flex room provides even more space for a home office, playroom, media room or second living area. At the heart of the home, the open-concept great room connects the kitchen, dining and living spaces, creating an easy layout for everyday living and entertaining. The kitchen features a large island with breakfast bar, double-door pantry and newer Samsung appliances, with refrigerator included. Additional highlights include a new AC, high ceilings, dual-pane windows, split-bedroom layout, indoor laundry with washer and dryer included, and an RV gate with additional storage. Outside, enjoy a covered patio, built-in gas BBQ, fire pit, grassy area and low-maintenance backyard with plenty of room to relax and entertain. Located in one of Gilbert most convenient neighborhoods, the desirable Vincenz community in the heart of Gilbert, just minutes from SanTan Village, Loop 202, shopping, dining and entertainment. With 4 true bedrooms, 3 full bathrooms, additional flex space, RV parking and a highly functional single-level layout, this home offers a combination that's increasingly difficult to find in Gilbert at this price point. Ask about the opportunity to assume the seller's existing mortgage and potentially take advantage of below-market financing. Buyer to verify eligibility, loan terms and assumption requirements.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $134,722. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.