Seller offering $10,000 credit for Solar, Rate Buydown, Closing Costs, or whatever you'd like to use it for!!! Buydown 4.9% for Qualified Buyers, save over $300 a month off your payment vs market rate! Awesome home in Picacho Crossing For Sale! Beautiful desert landscaping and curb appeal greet you as you drive up, with a front patio to enjoy. The inside has a great floorpan, tall ceilings with ceiling fans throughout, and neutral vinyl flooring. You'll love the kitchen with beautiful white cabinetry, stainless steel appliances, pantry, and opens to the family room. The primary bedroom is spacious, able to fit larger furniture, with walk-in closet and primary bathroom. The secondary bedrooms are good size, with shared secondary bathroom. The backyard is already landscaped, with plenty of grass space for kids or pets, and stone and paver patio. If that's not all, enjoy the 2 car garage, inside laundry, and solar to keep utilities low. Welcome home!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $2,354. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.