Properties / 25666 W DESERT Drive
VA ASSUMABLERate: 3.07%

25666 W DESERT Drive

$379,000
Buckeye, AZ 85326
3 beds2 baths1,687 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$52,463 interest already paid off
Estimated Loan Balance$347,998
Cash to close$31,750
Est. Monthly PITI$1,932
Initial Loan Amount$385,000
Time on site35 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$31,002
Cash or secondary financing
Monthly savings
$590
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

Look at this beautiful, move-in ready home located in the desirable Terravista community of Buckeye! Built in 2019, this 1687sqft single-level residence offers 3 bedrooms, 2 bathrooms, The open-concept floor plan creates an inviting atmosphere with a spacious great room that flows seamlessly into the dining area and kitchen. The kitchen features granite countertops, a large center island with breakfast bar seating, plenty of cabinetry, and ample counter space-great for hosting and entertaining. Additional features include tile flooring in all the right areas, a covered patio, easy maintenance front and back yards, and a spacious two-car garage. Conveniently located with easy access near parks, schools, shopping, and dining.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $31,002. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,687
Property typeSingle Family
MLS #7062843
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,645/mo
Source est. payment (PITI)
$1,932/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$31,002

Asking price minus remaining loan balance. Closing costs are additional.

$0$31,002
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.