Searching for a fully furnished 3-bed home in Payson, AZ with no HOA and easy access to outdoor recreation? Welcome Home to 905 W Prairie Road, a move-in ready single family residence offering comfort, convenience, and mountain town charm. This 3-bed, 2-bath home features 1,320sqft of inviting living space with laminate flooring throughout the living room, dining area, and hallway, soft carpet in the bedrooms, tile flooring, & granite countertops for a stylish finish. The spacious primary suite provides comfort and privacy, while the attached 2-car garage includes extra storage space for tools, gear, or seasonal items. Enjoy additional driveway and street parking plus a location near Rumsey Park, perfect for evening strolls, outdoor activities, and enjoying the fresh Payson air year-round! Welcome to 905 W Prairie Road in Payson, AZ. This fully furnished 3-bedroom, 2-bath single family residence combines comfort, practicality, and mountain town charm in a convenient location close to Rumsey Park. Built in 1995 and offering 1,320 sqft on a 6,098 sqft lot, this home is ideal for full-time living, a weekend retreat, or an investment opportunity with no HOA restrictions. Inside, the spacious layout features laminate flooring throughout the living room, dining area, and hallway, creating a warm and low-maintenance living space. The bedrooms offer soft carpeting for added comfort, while tile flooring and granite countertops add durability and style in key areas of the home. The fully furnished interior includes quality furnishings from Ashley Furniture Store, including the living room furniture (TV excluded) and an expandable dining room set that seats up to 8 guests, making the home move-in ready from day one. The kitchen opens naturally into the main living spaces, creating a connected and inviting atmosphere for everyday living or entertaining. The primary suite offers privacy and functionality with its own full bathroom and comfortable layout. Additional included appliances feature an LG washer and dryer plus two refrigerators, including one in the kitchen and an additional refrigerator in the garage for extra storage and convenience. Outside, enjoy a manageable lot with room to relax and take advantage of Payson's fresh mountain air and four-season lifestyle. The attached 2-car garage includes additional storage space, plus driveway and street parking for guests or extra vehicles. Located near Rumsey Park, this home offers convenient access to walking paths, recreation, local events, and outdoor enjoyment, including space to enjoy evening strolls with four-legged family members. Whether you are searching for a primary residence, seasonal escape, or furnished mountain getaway, this property delivers comfort, convenience, and value in one of Payson's desirable locations.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $36,013. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.