Properties / 17210 W ELM Street
VA ASSUMABLERate: 2.12%

17210 W ELM Street

$449,500
Surprise, AZ 85388
3 beds2 baths1,746 sqftSingle Family
The assumable advantage
2.12%
VA assumed rate
$22,859 interest already paid off
Estimated Loan Balance$181,993
Cash to close$270,137
Est. Monthly PITI$1,904
Initial Loan Amount$252,000
Time on site53 days
Remaining Term10 years, 1 month
Seller's equity (what you pay)
$267,507
Cash or secondary financing
Monthly savings
$979
Versus today's market rate
Est. savings per year
$12K
Versus today's market rate

About this home

Exceptional resort style 3-bedroom, 2-bathroom, den home loaded with all options and upgrades imaginable. You cannot build a new house with all the options for this price point! You cannot buy a home and add all these options for the listed price. 100% wood look tile plank floors, oversized jacuzzi soaking tub in the master bathroom, vaulted ceilings, on demand gas hot water, high end water softener, garage storage cabinets, stainless appliances, granite counters, large, screened Arizona room, outdoor putting green, large stainless BBQ island, Beehive gas outdoor fireplace by the pebble tech pool and spa with in floor cleaning systems. 100% paid for solar panel system conveys to the new owner, additional security cameras & Ring doorbell system also convey. Notice the plantation shutters.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $267,507. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,746
Property typeSingle Family
MLS #7048558
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,672/mo
Source est. payment (PITI)
$1,904/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$267,507

Asking price minus remaining loan balance. Closing costs are additional.

$0$267,507
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.