This stunning home featuring 4 beds, 3 baths with a den, & a 3 car garage is located in the beautiful community of Cottonwood Ranch! Ideally situated with convenient access to schools, shopping, and dining, this beautifully designed home offers both comfort & functionality. The spacious secondary bedrooms & bathrooms are thoughtfully separated from the private primary suite, providing added privacy. A versatile den offers endless possibilities as a home office, media room, or additional living space. The luxurious primary retreat features dual walk in closets with built in cabinetry, spa-inspired bath with a walk in shower & easy access to the nearby laundry room. The open concept great room is bright & inviting, highlighted by elegant center-meet sliding doors that seamlessly connect the indoor & outdoor living spaces. The stylish kitchen is both spacious & sophisticated, showcasing sleek black cabinetry, stunning white quartz countertops & generous center island with a breakfast bar, perfect for casual dining and entertaining. The spacious backyard is ready for you to make into your own private oasis! No neighbors to the West as the house is beautifully located next to the greenbelt.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $219,237. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.