ASSUMABLE 3.25% VA LOAN!!! Beautifully renovated in 2018, this home blends modern updates with the freedom of country living. The inviting living room features a cozy fireplace, while the updated kitchen offers modern appliances and a walk-in pantry. A dedicated laundry room with counter space, spacious hallway closets, and brand-new carpet add everyday convenience. Outside, enjoy a brick patio perfect for entertaining, cross-fenced yards for pets or livestock, and an impressive 80' x 250' riding arena. Equestrian buyers will appreciate the proximity to local riding facilities. Additional highlights include a garage with built-in shelving, RV hookup, and leased solar with a locked-in rate.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $209,843. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.