Properties / 17639 W COUNTRY CLUB Terrace
FHA ASSUMABLERate: 6.81%

17639 W COUNTRY CLUB Terrace

$360,000
Surprise, AZ 85387
3 beds2 baths1,524 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$1,469 interest already paid off
Estimated Loan Balance$18,382
Cash to close$341,643
Est. Monthly PITI$391
Initial Loan Amount$18,651
Time on site27 days
Remaining Term23 years, 11 months
Seller's equity (what you pay)
$341,618
Cash or secondary financing
Monthly savings
$1,993
Versus today's market rate
Est. savings per year
$24K
Versus today's market rate

About this home

This is what home should feel like! Welcome to this stunning upgrade 3-bedroom , 2-bathroom home in the desirable neighborhood of North Copper Canyon. Featuring an open floor plan with a spacious kitchen, all overlooking your great rooms. Plus, save thousands on countertops Quartz! A beautiful, low maintenance for the front yard and your back yard is ready for your own design and perfect for entertaining and play. With a big children's playground, park with a large open grass field, and also a dog park. This gorgeous house is ready for move in.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $341,618. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,524
Property typeSingle Family
MLS #7066561
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$130/mo
Source est. payment (PITI)
$391/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$341,618

Asking price minus remaining loan balance. Closing costs are additional.

$0$341,618
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.