Super CUTE and MOVE IN READY 3bd 2ba 1411sf. NO HOA and NO Back yard neighbors. Inside you'll love the natural light that radiates throughout the spacious living area. Wonderfully functional breakfast bar kitchen with plenty of counter and cabinet space and stainless steel appliances (Refrigerator stays). Large primary suite with dual sinks, oversized soaking tub, walk in shower and walk in closet. Freshly painted inside. Brand new carpet in the bedrooms. Newer water heater (2022). Patio roof recently redone. Washer and dryer stay (1 year new) Don't miss out on this charming home.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $67,877. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.