Properties / 25859 W VICTORY Street
FHA ASSUMABLERate: 6.81%

25859 W VICTORY Street

$275,000
Buckeye, AZ 85326
4 beds2 baths1,598 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$62,959 interest already paid off
Estimated Loan Balance$305,083
Cash to close$0
Est. Monthly PITI$2,487
Initial Loan Amount$313,145
Time on site50 days
Remaining Term27 years
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome home to this charming 4 bedroom, 2 bath single-level property in the desirable Westpark master-planned community! Step inside to a bright open floor plan with fresh neutral paint, tile in the main living areas, and cozy carpet in the bedrooms. The spacious kitchen offers oak cabinetry, a breakfast island, and a clear view into the large family room—perfect for everyday living and entertaining. The primary suite features a walk-in closet and ensuite with dual vanity, soaking tub, and separate shower. Outdoors, enjoy a built-in firepit with seating, easy-care landscaping, and plenty of potential for your personal touch. Move-in ready and waiting for your private tour today!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,598
Property typeSingle Family
MLS #6983523
CountyMaricopa County
Assumable loanFHA
Tour this home
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,061/mo
Source est. payment (PITI)
$2,487/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.