Welcome to this inviting 2-bedroom, 2-bath home in the desirable 55+ community of Mira Monte at Fox Creek. Built in 2005, this well-maintained home offers an open floor plan designed for comfortable everyday living. A pavered courtyard creates a welcoming entry, while the private backyard backs to a wash, providing added privacy and a peaceful outdoor setting. The 2-car garage features built-in cabinetry for convenient storage. The kitchen includes a gas range, with all appliances included. The heating and cooling system was replaced approximately 2 years ago with a newer, more energy-efficient unit, offering added peace of mind. Several windows also feature solar screens, helping reduce heat gain from the Arizona sun and further enhance energy efficiency. Additional features include window coverings throughout, a wired alarm system, water conditioner, and reverse osmosis system. Ideally located near Bullhead City Parkway, this home offers convenient access to shopping, dining, and golf, with Laughlin, NV just minutes away for entertainment and gaming. Enjoy easy access to the refreshing waters of the Colorado River and nearby Lake Mohave. Whether you're looking for a full-time residence, winter retreat, weekend getaway, or rental opportunity, this home offers comfort, efficiency, convenience, and flexibility to suit a variety of lifestyles.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $38,386. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.