Assumable 3.95% FHA loan available! Welcome to this 2025 beautifully upgraded 3-bedroom, 2-bathroom + den. This French inspired open-concept home features a stunning gourmet kitchen with gas cooktop, custom limewash range hood, oversized kitchen island, and walk-in pantry. The bright and inviting interior showcases stylish lighting and ceiling fans throughout, tile flooring in the main living areas, plush carpet in the bedrooms, roller shades, and modern designer finishes. The great room is enhanced by a 12-foot slider and an expansive 16-foot slider, creating seamless indoor-outdoor living and filling the home with natural light. The flexible den offers the perfect space for a home office, playroom, or additional living area. Step outside to the elegantly designed backyard featuring extended covered patio, limestone pavers, and grill island ready for hosting. Additional highlights include a 3-car tandem garage with a universal EV charging port installed.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $65,905. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.