Properties / 41349 W WILLIAMS Way
FHA ASSUMABLERate: 6.77%

41349 W WILLIAMS Way

$365,000
Maricopa, AZ 85138
4 beds3 baths1,908 sqftSingle Family
The assumable advantage
6.77%
FHA assumed rate
$761 interest already paid off
Estimated Loan Balance$10,298
Cash to close$354,702
Est. Monthly PITI$413
Initial Loan Amount$10,463
Time on site16 days
Remaining Term23 years
Seller's equity (what you pay)
$354,702
Cash or secondary financing
Monthly savings
$2,079
Versus today's market rate
Est. savings per year
$25K
Versus today's market rate

About this home

Welcome to this beautifully maintained home tucked inside one of Maricopa's most desirable gated communities. Designed with both everyday comfort and entertaining in mind, this inviting property offers spacious living areas where guests can gather, relax, and feel right at home. The seamless connection between the indoor and outdoor spaces makes hosting everything from casual get-togethers to memorable celebrations effortless. Whether you're enjoying a quiet evening at home or entertaining a crowd, this home provides the space, privacy, and welcoming atmosphere you've been searching for. Come experience all it has to offer!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $354,702. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,908
Property typeSingle Family
MLS #7059945
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$74/mo
Source est. payment (PITI)
$413/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$354,702

Asking price minus remaining loan balance. Closing costs are additional.

$0$354,702
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.