Properties / 25249 W WAYLAND Drive
VA ASSUMABLERate: 6.44%

25249 W WAYLAND Drive

$354,900
Buckeye, AZ 85326
4 beds3 baths2,198 sqftSingle Family
The assumable advantage
6.44%
VA assumed rate
$46,105 interest already paid off
Estimated Loan Balance$405,882
Cash to close$0
Est. Monthly PITI$2,902
Initial Loan Amount$413,000
Time on site34 days
Remaining Term28 years, 4 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Awesome opportunity with this incredible home of 4 bedrooms, 3 full bathrooms and a huge loft too! Open great room, dining, and kitchen perfect for entertaining with lots of natural light. Covered back patio and large yard ready for your imagination and planning. Kitchen features a huge island for gathering and family meals. Single bowl kitchen sink and a walk-in pantry. Granite countertops in the kitchen, 36'' white shaker cabinets, chrome hardware, herringbone design backsplash. Energy efficient Smart Home, soft water loop pre-plumb in the garage, garage keyless entry pad, 9' ceilings even upstairs. Primary bedroom and bathroom are SO spacious, dual sinks, his and her walk-in closets! Bedroom and full bath downstairs. Beautiful 12''x24'' staggered tile! Must see!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,198
Property typeSingle Family
MLS #7064206
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,600/mo
Source est. payment (PITI)
$2,902/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.