Properties / 10841 W HATCHER Road
VA ASSUMABLERate: 6.78%

10841 W HATCHER Road

$255,000
Sun City, AZ 85351
2 beds2 baths1,125 sqftSingle Family
The assumable advantage
6.78%
VA assumed rate
$18,118 interest already paid off
Estimated Loan Balance$132,170
Cash to close$122,830
Est. Monthly PITI$1,079
Initial Loan Amount$135,000
Time on site0 days
Remaining Term28 years
Seller's equity (what you pay)
$122,830
Cash or secondary financing
Monthly savings
$625
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Beautifully updated and well maintained home with 2 bedrooms, 2 bathrooms, spacious living and dining areas and screened in back porch to enjoy the great Arizona winter weather. The remodeled kitchen has lovely backsplash and stainless steel appliances. A shady front porch and lots of green grass and shrubs make for super pleasant surroundings. This home is a must-see!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $122,830. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,125
Property typeSingle Family
MLS #7079775
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$879/mo
Source est. payment (PITI)
$1,079/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$122,830

Asking price minus remaining loan balance. Closing costs are additional.

$0$122,830
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.