Properties / 35 S BIELLA Place
FHA ASSUMABLERate: 7.07%

35 S BIELLA Place

$390,000
Casa Grande, AZ 85122
4 beds3 baths2,541 sqftSingle Family
The assumable advantage
7.07%
FHA assumed rate
$71,820 interest already paid off
Estimated Loan Balance$344,807
Cash to close$46,897
Est. Monthly PITI$2,893
Initial Loan Amount$353,479
Time on site50 days
Remaining Term27 years, 2 months
Seller's equity (what you pay)
$45,193
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Oversized 13,209 sq ft cul-de-sac lot offering exceptional space, privacy, and low-traffic living in the sought-after Tuscany community. Built in 2022, this 2,541 sq ft home features 4 bedrooms upstairs, a spacious loft, and a versatile downstairs flex room ideal for a home office, guest space, or multi-generational living. The open-concept layout includes tile flooring in main areas, granite countertops, a large kitchen island, and a walk-in pantry - designed for both everyday living and entertaining. Upstairs laundry adds convenience, while the functional floor plan provides flexibility for modern living. Owned solar system with no lease or additional monthly payment helps reduce ongoing energy costs. One of the larger lots in the neighborhood, offering added outdoor potential and privacy. Move-in ready and designed for both comfort and long-term value.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $45,193. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,541
Property typeSingle Family
MLS #7007157
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,383/mo
Source est. payment (PITI)
$2,893/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$45,193

Asking price minus remaining loan balance. Closing costs are additional.

$0$45,193
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.