Tucked inside gated Montefino Village at Ocotillo Lakes, this beautifully maintained 2 bed, 2 bath home with a versatile den lives large. A smart split floor plan keeps bedrooms private while the open front flows for easy entertaining. Sliding doors open to a covered patio and low maintenance yard. The kitchen shines with maple cabinetry, breakfast bar, pantry, and brand new stainless appliances. The spacious primary suite offers dual sinks, separate tub, walk in shower, and walk in closet. The den easily converts to a 3rd bedroom. Enjoy resort style amenities: clubhouse, pool, spa, gym, tennis, and pickleball. Minutes from Ocotillo Golf Club, Intel, the 202 and 101, dining, and shopping. This location cannot be beat. Come see it before it is gone!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $15,592. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.