Properties / 11129 W JACARANDA Drive
VA ASSUMABLERate: 3.11%

11129 W JACARANDA Drive

$269,900
Sun City, AZ 85373
2 beds2 baths1,466 sqftSingle Family
The assumable advantage
3.11%
VA assumed rate
$29,890 interest already paid off
Estimated Loan Balance$203,066
Cash to close$67,266
Est. Monthly PITI$1,211
Initial Loan Amount$224,038
Time on site16 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$66,834
Cash or secondary financing
Monthly savings
$630
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Corner lot • Covered patio + above-ground spa • Deep 2-car garage with storage. Single-level Sun City home with 2 bedrooms, 2 baths and approx. 1,466 sq ft. Flexible layout includes separate living and family rooms, and an eat-in kitchen. Wood-look laminate, tile and carpet flooring. Kitchen offers breakfast nook, smooth-top range, microwave and dishwasher. Private backyard features desert landscaping, a covered patio and spa, plus a covered front porch. The approx. 32'10'' deep garage adds storage. Solar is in place with an assumable lease. Sun City offers 8 recreation centers with pools, fitness facilities, pickleball, bowling and more, plus 120+ chartered clubs and 8 golf courses.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $66,834. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,466
Property typeSingle Family
MLS #7069956
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$962/mo
Source est. payment (PITI)
$1,211/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$66,834

Asking price minus remaining loan balance. Closing costs are additional.

$0$66,834
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.