Properties / 25036 W Vista Norte Street
VA ASSUMABLERate: 2.81%

25036 W Vista Norte Street

$399,000
Buckeye, AZ 85326
4 beds3 baths2,436 sqftSingle Family
The assumable advantage
2.81%
VA assumed rate
$34,649 interest already paid off
Estimated Loan Balance$222,046
Cash to close$182,413
Est. Monthly PITI$1,268
Initial Loan Amount$245,600
Time on site50 days
Remaining Term24 years, 9 months
Seller's equity (what you pay)
$176,954
Cash or secondary financing
Monthly savings
$1,315
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

From the moment you arrive, you'll be welcomed by a beautifully maintained yard & a custom wrought iron front door, setting the tone for the elegance found throughout the home. Inside, you'll find stunning wood flooring that flows seamlessly throughout the main living areas. The kitchen is a true highlight, featuring a spacious walk-in pantry, a neutral palette of cabinetry and countertops, a large center island, and abundant storage—perfect for both everyday living and entertaining. The kitchen opens to a bright and inviting living area, ideal for gatherings with family and friends. A conveniently located bedroom & 1/2 bath are situated on the main floor, perfect for guests or multi-generational living. Upstairs, a spacious loft provides additional living space, along with 3 bedrooms. Additional features include a downstairs laundry room and an attached two-car garage. Step outside to a beautifully landscaped backyard oasis, complete with lush palm trees and stylish pavers and ideal space for relaxation or entertaining guests. Close to the New Fry's Store, gas station and much more. Schools are walking distance.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $176,954. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,436
Property typeSingle Family
MLS #6916708
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,038/mo
Source est. payment (PITI)
$1,268/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$176,954

Asking price minus remaining loan balance. Closing costs are additional.

$0$176,954
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.