Properties / 3933 W SAGUARO PARK Lane
FHA ASSUMABLERate: 6.64%

3933 W SAGUARO PARK Lane

$587,900
Glendale, AZ 85310
4 beds3 baths2,683 sqftSingle Family
The assumable advantage
6.64%
FHA assumed rate
$88,341 interest already paid off
Estimated Loan Balance$525,649
Cash to close$62,802
Est. Monthly PITI$4,045
Initial Loan Amount$539,427
Time on site42 days
Remaining Term27 years, 7 months
Seller's equity (what you pay)
$62,251
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

4 bedroom, 2.5 bath, 3 garage, 2683 sf home nestled in the sought-after community of North Canyon Ranch w/stunning, artistic Arizona sunsets! You are welcomed w/picturesque views of the POOL & oversized backyard. Light, bright, open, spacious floor plan w/soaring ceilings. Real wood flooring and Wood-plank tile. GRANITE Counter-tops, 2-tone designer paint w/warm, rich earth tones! Open, spacious eat-in kitchen w/stainless-steel appliances, upgraded cabinets, island, breakfast bar, smooth-top range, microwave, pantry & counter space galore! Primary bedroom is downstairs w/double sinks, Travertine shower, walk-in closet & tons of vanity counter space! 3 bedrooms upstairs including over-sized bedroom and loft w/Barn door. Kitchen & Garage fridges both convey! Two 2-stage 16 Seer Trane AC u

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $62,251. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,683
Property typeSingle Family
MLS #7059454
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,467/mo
Source est. payment (PITI)
$4,045/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$62,251

Asking price minus remaining loan balance. Closing costs are additional.

$0$62,251
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.