Properties / 9920 E TAMERY Avenue
FHA ASSUMABLERate: 6.88%

9920 E TAMERY Avenue

$449,900
Mesa, AZ 85212
3 beds3 baths1,963 sqftSingle Family
The assumable advantage
6.88%
FHA assumed rate
$72,874 interest already paid off
Estimated Loan Balance$465,963
Cash to close$0
Est. Monthly PITI$3,686
Initial Loan Amount$476,215
Time on site28 days
Remaining Term27 years, 10 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Located in the award-winning Eastmark master-planned community in Mesa, this nearly new 3-bedroom home with a spacious loft offers modern finishes, flexible living space, and access to some of the East Valley's best community amenities. The open-concept great room floor plan features luxury vinyl plank and tile flooring, designer accent paint, and a bright, contemporary feel throughout. The spacious loft provides valuable additional living space and is ideal for a home office, media room, playroom, fitness area, or second family room. At the heart of the home, the modern kitchen features a large island with breakfast bar seating, quartz countertops, subway tile backsplash, abundant 42-inch cabinetry with hardware, and stainless-steel appliances including a gas range. The open design connects the kitchen, dining, and great room areas, creating an ideal layout for everyday living and entertaining. The spacious primary suite features a walk-in closet, while two additional bedrooms provide flexibility for family, guests, or a home office. A dedicated laundry room adds everyday convenience. Out back there is a covered patio overlooking a grass backyard. Living in Eastmark is about more than the home--it's a lifestyle. Residents enjoy resort-style community pools, splash pads, neighborhood parks, The Great Park, a catch-and-release fishing lake, skate park, sports fields and courts, playgrounds, community gathering spaces, walking and biking paths, and a wide variety of recreational amenities and community activities. If you're searching for a nearly new home in Eastmark with 3 bedrooms plus a loft, quartz countertops, gas cooking, an open great room, covered patio, grass backyard, community pools, parks, and resort-style amenities, this move-in ready Mesa home delivers the space, location, and lifestyle today's buyers are looking for.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,963
Property typeSingle Family
MLS #7066761
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,136/mo
Source est. payment (PITI)
$3,686/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.