Properties / 601 Whipple Court
FHA ASSUMABLERate: 6.99%

601 Whipple Court

$299,000
Wickenburg, AZ 85390
2 beds1 baths945 sqftSingle Family
The assumable advantage
6.99%
FHA assumed rate
$45,045 interest already paid off
Estimated Loan Balance$284,089
Cash to close$15,726
Est. Monthly PITI$2,249
Initial Loan Amount$289,656
Time on site50 days
Remaining Term27 years, 10 months
Seller's equity (what you pay)
$14,911
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Charming home in the heart of Wickenburg! Situated on a spacious lot shaded by beautiful mature trees, this inviting property offers the perfect blend of comfort, character, and convenience. Enjoy Arizona living from the peaceful patios, surrounded by privacy fencing that creates a secluded backyard space. Inside, you'll find updated warm-toned flooring, stylish light fixtures, and modern paint colors that create a welcoming atmosphere throughout. The spacious living room provides plenty of room to relax and entertain, while the bonus room offers flexibility as a home office, den, hobby room, or guest space. Outside, the property features a 1-car garage, additional storage, RV hookup, and ample RV parking. Best of all, you're within walking distance of Wickenburg's charming downtown restaurants, shopping, and popular roping arenas, making this an ideal full-time residence, winter getaway, or investment opportunity.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $14,911. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms1
Square feet945
Property typeSingle Family
MLS #7036756
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,933/mo
Source est. payment (PITI)
$2,249/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$14,911

Asking price minus remaining loan balance. Closing costs are additional.

$0$14,911
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.