Properties / 14037 N 153RD Drive
VA ASSUMABLERate: 6.26%

14037 N 153RD Drive

$579,999
Surprise, AZ 85379
4 beds3 baths3,115 sqftSingle Family
The assumable advantage
6.26%
VA assumed rate
$98,485 interest already paid off
Estimated Loan Balance$453,489
Cash to close$129,194
Est. Monthly PITI$3,216
Initial Loan Amount$470,000
Time on site50 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$126,510
Cash or secondary financing
Monthly savings
$502
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Fully renovated and move-in ready, this stunning 3,100 sq ft home sits on a premium corner lot next to a park, offering both space and privacy. Featuring 4 bedrooms plus a dedicated office and additional den, this home provides the perfect layout for living, working, and entertaining. Step inside to find beautifully updated hardwood-look flooring and modern finishes throughout. The upgraded kitchen is a showstopper with sleek quartz countertops, stylish tile, and a clean, contemporary design. Enjoy Arizona living at its best in the backyard oasis complete with a private pool--perfect for relaxing or hosting guests. The 3-car garage adds ample storage and convenience, located just minutes from shopping, dining, and everyday amenities, this home combines luxury, functionality, and

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $126,510. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,115
Property typeSingle Family
MLS #7010820
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,918/mo
Source est. payment (PITI)
$3,216/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$126,510

Asking price minus remaining loan balance. Closing costs are additional.

$0$126,510
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.