Desert Jewel Just Minutes from Kingman! Enjoy the perfect balance of peaceful desert living and convenient access to town in this inviting 3 bedroom, 2 bathroom home located in Valle Vista along Historic Route 66. With magnificent desert and mountain views, this property offers a tranquil retreat while being just minutes from all the amenities of Kingman. Inside, a spacious great room creates the perfect setting for entertaining family and friends, with an open and welcoming layout designed for comfortable living. Step outside to your own private in-ground pool, ideal for cooling off on warm Arizona days and enjoying the beautiful desert sunsets. The property also features ample RV parking, making it perfect for adventurers who want easy access to the legendary Route 66 and the surrounding desert landscapes. As part of the Valle Vista community, residents enjoy access to a golf course, clubhouse, restaurant, and community pool, adding to the relaxed lifestyle this neighborhood offers. Whether you're looking for a full-time residence, desert getaway, or investment opportunity, this home is a true jewel in the desert.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $86,763. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.