Fantastic opportunity to own this lovely 5-bedroom, 2-bath home in Santa Rosa Crossing! You'll be delighted by the appealing open layout with high ceilings, a soothing palette, blinds, a striking stone feature wall, and durable tile flooring. The gourmet kitchen comes with solid surface counters, white shaker cabinets with crown moulding, recessed lighting, a stone-tile backsplash, essential built-in appliances, a walk-in pantry, and an island with a breakfast bar. The primary bedroom showcases a conveinet private bathroom and a walk-in closet for an organized wardrobe. Unwind at the end of a long day in the backyard, complete with a covered patio, perfect for dining alfresco or refreshing drinks. Make this gem yours today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.