Properties / 8746 E BELLEVIEW Street
FHA ASSUMABLERate: 6.5%

8746 E BELLEVIEW Street

$614,000
Scottsdale, AZ 85257
3 beds3 baths1,755 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$45,831 interest already paid off
Estimated Loan Balance$419,989
Cash to close$194,434
Est. Monthly PITI$3,173
Initial Loan Amount$426,841
Time on site36 days
Remaining Term28 years, 5 months
Seller's equity (what you pay)
$194,011
Cash or secondary financing
Monthly savings
$918
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Imagine living just minutes from the heart of Downtown Scottsdale, tucked away on a peaceful cul-de-sac with a large front yard where comfort, style, and convenience come together. This beautifully updated 3-bedroom, 2.5-bath home offers the perfect blend of modern finishes and timeless charm. Step inside to soaring vaulted ceilings, fresh interior paint, luxury vinyl plank flooring throughout, and a versatile flex room that can be customized as a home office, sitting room, playroom, or creative space. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, a center island, stainless steel appliances, a breakfast nook, and a formal dining room complete with a cozy fireplace, elegant bay window, and French doors that open to the covered patio. Outside, you'll discover an expansive backyard with lush green grass and endless possibilities. Whether you envision building a sparkling pool, creating a tropical retreat, or designing the ultimate outdoor entertaining space, this oversized yard provides the perfect canvas. Upstairs, you'll find three private bedrooms, including a charming guest bedroom with a cozy reading nook. The spacious primary suite is a true retreat, showcasing vaulted ceilings, a generous walk-in closet, and an en-suite bathroom with a walk-in shower. Located less than five miles from Downtown Scottsdale, you'll enjoy easy access to world-class shopping, award-winning restaurants, vibrant nightlife, golf courses, art galleries, and countless entertainment options. This exceptional home offers the lifestyle you've been dreaming of don't miss your opportunity to make it yours!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $194,011. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,755
Property typeSingle Family
MLS #7063239
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,703/mo
Source est. payment (PITI)
$3,173/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$194,011

Asking price minus remaining loan balance. Closing costs are additional.

$0$194,011
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.