Properties / 2108 W HADLEY Street
FHA ASSUMABLERate: 6.67%

2108 W HADLEY Street

$232,000
Phoenix, AZ 85009
2 beds1 baths1,155 sqftSingle Family
The assumable advantage
6.67%
FHA assumed rate
$47,717 interest already paid off
Estimated Loan Balance$272,825
Cash to close$0
Est. Monthly PITI$2,153
Initial Loan Amount$280,819
Time on site0 days
Remaining Term27 years, 5 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

***APPROVED SHORT SALE & PRICE *** Step inside this inviting home featuring a bright, open layout with hardwood and tile floors throughout. You'll love the generous front and back yards, perfect for gatherings, pets, or gardening! The kitchen offers a custom range hood and separate pantry, providing both style and convenience. With plenty of storage and endless potential to make it your own, this home is ready for its next chapter!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms1
Square feet1,155
Property typeSingle Family
MLS #7080005
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,808/mo
Source est. payment (PITI)
$2,153/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.