Properties / 473 Silver King Drive
VA ASSUMABLERate: 3.76%

473 Silver King Drive

$560,000
Lake Havasu, AZ 86406
3 beds2 baths1,645 sqftSingle Family
The assumable advantage
3.76%
VA assumed rate
$92,186 interest already paid off
Estimated Loan Balance$533,985
Cash to close$29,059
Est. Monthly PITI$2,999
Initial Loan Amount$579,000
Time on site36 days
Remaining Term25 years, 8 months
Seller's equity (what you pay)
$26,015
Cash or secondary financing
Monthly savings
$598
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

ATTENTION: BRAND NEW PRICE ADJUSTMENT. Welcome to your private desert retreat in the heart of Lake Havasu City! This beautifully maintained 3-bedroom 2-bathroom home offers approx., 1645 sq ft of well designed living space with a desirable split-bedroom floor plan. Step inside to find an open, airy layout perfect for both relaxing and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating a warm and inviting atmosphere. Out back, your resort-style pool and generous .23 acre lot provide the ultimate Arizona outdoor living experience-ideal for weekend gatherings, sunset lounging, or simply cooling off on those warm Havasu days. Car enthusiasts and toy lovers will appreciate the rare 3-car boat deep garage, offering ample space for vehicles, storage, or river and desert toys. Located in a beautiful sought-after neighborhood close to shopping, dining, and the lake, this home checks all the boxes for full time living, a vacation getaway, or an investment property. Home is fully furnished all you need to bring is your smile. Dont miss your chance to own a piece of Havasu paradise.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $26,015. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,645
Property typeSingle Family
MLS #039631
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,705/mo
Source est. payment (PITI)
$2,999/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$26,015

Asking price minus remaining loan balance. Closing costs are additional.

$0$26,015
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.