Welcome to 16402 N 31st St Unit 136 Assumable, a beautifully maintained home offering comfort, convenience, and low-maintenance living in a desirable community. The heart of the home is the beautifully updated kitchen, featuring modern finishes, ample cabinetry, and a functional design that's perfect for both everyday living and entertaining. The bright, open floorplan creates an inviting atmosphere, while the thoughtfully designed living spaces provide comfort and flexibility. Ideally located just minutes from shopping, dining, parks, and easy freeway access, this home offers the perfect blend of style, convenience, and value. Whether you're a first-time buyer, downsizing, or looking for a lock-and-leave lifestyle, this move-in ready home is one you won't want to miss
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $129,277. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.