Properties / 37414 N BIG BEND Road
VA ASSUMABLERate: 2.67%

37414 N BIG BEND Road

$495,000
San Tan Valley, AZ 85140
5 beds3 baths2,923 sqftSingle Family
The assumable advantage
2.67%
VA assumed rate
$41,211 interest already paid off
Estimated Loan Balance$256,978
Cash to close$237,404
Est. Monthly PITI$1,526
Initial Loan Amount$295,000
Time on site1 day
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$238,022
Cash or secondary financing
Monthly savings
$1,727
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

INCREDIBLE BUYER INCENTIVES: $7,000 MORTGAGE CONCESSION. Seller will pay up to $7,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 37414 N Big Bend Rd is a 2,923-square-foot San Tan Valley home built in 2016. The kitchen features a center island, quartz countertops, a walk-in pantry, and stainless steel appliances, creating a fully equipped space for cooking and entertaining. Flooring and interior paint extend throughout, and a dedicated laundry room adds utility. The primary bathroom includes a separate tub and shower. An in-ground pool within a fully fenced backyard creates an expansive area for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $238,022. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,923
Property typeSingle Family
MLS #7078438
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,192/mo
Source est. payment (PITI)
$1,526/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$238,022

Asking price minus remaining loan balance. Closing costs are additional.

$0$238,022
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.