Vacant & Move-in Ready! Why buy a basic spec home & spend more money after closing when this 2023 home already has the upgrades done for you? Situated on larger lot in Avila, this move-in ready home includes finished backyard w/travertine, turf, drip irrigation & solar lighting, + upgraded R/W/D, added window coverings incl. blackout shades, ceiling fans, added laundry cabinetry, RO system, pendant lighting, upgraded flooring, remodeled half bath, EV charger pre-wire in garage. Bright open layout w/natural light, upgraded kitchen, large island, gas cooking, ss appliances, & under-cabinet lighting. HVAC/Roof/WH 3 yrs old. Located close to community pools, parks, sport courts, paths, shops, dining, Lake Pleasant, Paloma Park & 303. Plus, ask about the 5.25% FHA assumable loan!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.