Properties / 19429 N 35TH Place
VA ASSUMABLERate: 6.2%

19429 N 35TH Place

$679,900
Phoenix, AZ 85050
4 beds3 baths2,157 sqftSingle Family
The assumable advantage
6.2%
VA assumed rate
$57,537 interest already paid off
Estimated Loan Balance$501,220
Cash to close$179,223
Est. Monthly PITI$3,508
Initial Loan Amount$511,517
Time on site13 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$178,680
Cash or secondary financing
Monthly savings
$870
Versus today's market rate
Est. savings per year
$10K
Versus today's market rate

About this home

Beautifully updated and designed for comfortable everyday living and entertaining, this spacious 4-bedroom, 2.5-bath home offers an open floor plan with plenty of room to gather. The light and bright kitchen features crisp white cabinetry, quartz countertops, abundant storage and generous counter space, all opening seamlessly to the family room with views of the backyard and sparkling PebbleTec pool. Step outside to a spacious backyard with plenty of room for entertaining, relaxing by the pool or enjoying Arizona's beautiful weather. An RV gate and RV parking add extra flexibility, while the corner lot provides additional space and privacy. Inside, the oversized primary suite is a true retreat with two walk-in closets, while three additional bedrooms provide plenty of space for family, guests or a home office. Major improvements offer added peace of mind, including a new roof in 2023, two newer AC systems, a new pool pump in 2026, many newer windows, a newer water heater and a water filtration system. Conveniently located near Paradise Valley schools with easy access to Loop 101 and I-17, this home puts shopping, dining, hiking, recreation, and destinations throughout the Valley within easy reach. With its inviting open layout, large pool, RV parking and extensive updates, this home is ready for its next chapter.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $178,680. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,157
Property typeSingle Family
MLS #7068997
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,140/mo
Source est. payment (PITI)
$3,508/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$178,680

Asking price minus remaining loan balance. Closing costs are additional.

$0$178,680
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.