Welcome to spacious White Mountain living in the heart of Taylor! Situated on a generous 0.44-acre lot, this expansive home offers the ideal blend of comfort, versatility, and open-concept design. Featuring 5 dedicated bedrooms, 3 full bathrooms, and a versatile bonus room that easily serves as a 6th bedroom, home office, gym, or hobby room, there is room for everyone and everything. Step inside to an inviting, open floor plan filled with natural light, seamlessly connecting the spacious living area, dining space, and kitchen--perfect for entertaining and everyday family living. The primary suite provides a peaceful retreat with its own private bath, while the additional bedrooms are generously sized with ample closet space. Outside, the large, usable .44-acre parcel offers endless possibilities: with a back-up generator and fully fenced yard featuring mature, fruit bearing apple and peach trees. Plenty of space for RV/toy parking, a workshop, your garden beds, or creating your dream outdoor entertainment oasis with peaceful mountain air. Enjoy small-town charm, wide-open skies, and easy access to local schools, parks, and White Mountain recreation.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $330,830. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.