Properties / 955 CHURCH Street
FHA ASSUMABLERate: 6.5%

955 CHURCH Street

$220,000
Bullhead City, AZ 86442
2 beds2 baths1,800 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$24,909 interest already paid off
Estimated Loan Balance$207,085
Cash to close$12,915
Est. Monthly PITI$1,627
Initial Loan Amount$211,105
Time on site36 days
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$12,915
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Nestled at 955 Church Street, Bullhead City, Arizona, this inviting home offers a comfortable haven ready for you to move in and begin creating lasting memories. Imagine relaxing in the living room, where the vaulted ceiling adds architectural interest and a sense of spaciousness, while the wood burning fireplace creates a warm and inviting atmosphere for gatherings or quiet evenings. The carport and outdoor living space provides a tranquil space bathed in natural light, perfect for enjoying a morning coffee or unwinding after a long day. The heart of this home is undoubtedly the kitchen, featuring a stained-glass skylight, and large kitchen island that offers plenty of space for meal preparation, casual dining, and gathering with loved ones. The primary bedroom provides a private retreat, complete with an ensuite bathroom for added convenience and comfort. This 1800 square foot manufactured home, built in 1994, features three bedrooms, along with a dedicated laundry room. This is a beautiful place to call home.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $12,915. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,800
Property typeSingle Family
MLS #034002
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,336/mo
Source est. payment (PITI)
$1,627/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$12,915

Asking price minus remaining loan balance. Closing costs are additional.

$0$12,915
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.