Properties / 707 N 152ND Drive
FHA ASSUMABLERate: 2.96%

707 N 152ND Drive

$463,400
Goodyear, AZ 85338
3 beds3 baths1,897 sqftSingle Family
The assumable advantage
2.96%
FHA assumed rate
$47,382 interest already paid off
Estimated Loan Balance$293,351
Cash to close$172,010
Est. Monthly PITI$1,951
Initial Loan Amount$327,989
Time on site50 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$170,049
Cash or secondary financing
Monthly savings
$1,345
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

Welcome Home to this beautiful 3-bedroom, 2.5-bath home in the Estrella Commons community. Situated on a corner lot with north/south exposure, This immaculate home offers outstanding curb appeal and feels like a model home from the moment you enter through the beautifully landscaped courtyard with decorative iron security door. Inside, you'll find a spacious den/office, large living area, and gourmet kitchen featuring granite countertops, gas stove, stainless steel appliances, and ample cabinetry. The bedrooms are generously sized and filled with natural light, creating a warm and inviting atmosphere throughout. Step outside to a beautifully maintained backyard with fruit trees, colorful plants, manicured landscaping, and space to relax or entertain. A must see turn-key beautiful home.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $170,049. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,897
Property typeSingle Family
MLS #7031125
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,388/mo
Source est. payment (PITI)
$1,951/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$170,049

Asking price minus remaining loan balance. Closing costs are additional.

$0$170,049
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.