Welcome home to this spacious 4-bedroom home in Maricopa's desirable Smith Farms community! Offering approximately 2,326 sq ft, this thoughtfully designed home features a versatile flex/office space, upstairs loft, and plenty of room to live, work and entertain. Situated on a corner lot, the backyard offers low-maintenance synthetic turf, perfect for relaxing or gathering with friends. A 2-car garage, community pool and convenient access to shopping, dining and everyday amenities complete the package. Come discover the space and flexibility this home has to offer!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $198,941. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.