Properties / 41189 W CAPISTRANO Drive
FHA ASSUMABLERate: 3.32%

41189 W CAPISTRANO Drive

$350,000
Maricopa, AZ 85138
5 beds3 baths2,642 sqftSingle Family
The assumable advantage
3.32%
FHA assumed rate
$57,075 interest already paid off
Estimated Loan Balance$101,210
Cash to close$249,169
Est. Monthly PITI$1,127
Initial Loan Amount$150,228
Time on site6 days
Remaining Term16 years, 7 months
Seller's equity (what you pay)
$248,790
Cash or secondary financing
Monthly savings
$1,402
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Beyond the front door of 41189 W Capistrano Drive is a surprise best appreciated in person: a generously sized backyard framed by mature trees and established landscaping. This inviting outdoor setting offers shade, privacy, and the kind of space that opens the door to countless possibilities--from a future pool or spa to an outdoor kitchen, ramada, or garden. Inside, comfortable living spaces support everyday routines and entertaining, while the upstairs loft provides flexible space for a media room, home office, fitness area, or lounge. Schedule your private showing and discover the space, flexibility, and outdoor setting that make this home memorable.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $248,790. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,642
Property typeSingle Family
MLS #7076263
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$662/mo
Source est. payment (PITI)
$1,127/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$248,790

Asking price minus remaining loan balance. Closing costs are additional.

$0$248,790
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.