Properties / 17268 W COUNTRY CLUB Terrace
FHA ASSUMABLERate: 6.22%

17268 W COUNTRY CLUB Terrace

$375,000
Surprise, AZ 85387
3 beds2 baths1,500 sqftSingle Family
The assumable advantage
6.22%
FHA assumed rate
$15,329 interest already paid off
Estimated Loan Balance$328,288
Cash to close$47,360
Est. Monthly PITI$2,429
Initial Loan Amount$329,878
Time on site50 days
Remaining Term29 years, 4 months
Seller's equity (what you pay)
$46,712
Cash or secondary financing
Monthly savings
$180
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Premium, private cul-de-sac lot in the amenity-rich North Copper Canyon community! Built in 2023, this beautifully upgraded home offers mountain views from the front door & an open-concept layout with a split primary suite. Modern wood-look tile flows throughout the main living areas with carpeted bedrooms. The kitchen & bathrooms feature granite countertops and upgraded cabinetry with pull-out shelves. Enjoy a low-maintenance backyard with turf, rock landscaping, and a covered patio. Additional highlights include keyless entry, an extended-height smart garage door, built-in garage cabinets, overhead storage racks, and a soft water loop. Families will love the resort-style community amenities, including a pool, splash pad, pickleball courts, dog park, playgrounds and so much more!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $46,712. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,500
Property typeSingle Family
MLS #7054983
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,031/mo
Source est. payment (PITI)
$2,429/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$46,712

Asking price minus remaining loan balance. Closing costs are additional.

$0$46,712
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.