Properties / 9716 W TONTO Lane
VA ASSUMABLERate: 6.93%

9716 W TONTO Lane

$355,000
Peoria, AZ 85382
2 beds2 baths1,291 sqftSingle Family
The assumable advantage
6.93%
VA assumed rate
$43,193 interest already paid off
Estimated Loan Balance$372,150
Cash to close$0
Est. Monthly PITI$2,755
Initial Loan Amount$377,045
Time on site50 days
Remaining Term28 years, 5 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

GOLF COURSE TOWNHOME IN HIGHLY DESIRABLE WESTBROOK! North-facing views in zip code 85382, updated interior, primary-suite golf views, and a heated pool & spa just steps away. This beautifully maintained 2-bedroom, 2-bath townhome offers the easy-care lifestyle buyers want in Westbrook Village, with a setting that stands out. Enjoy golf-course views from the covered patio and primary suite, plus a desirable north-facing orientation that makes outdoor living comfortable year-round. Inside, the home features updated flooring, countertops, appliances, and bathrooms, creating a fresh, move-in-ready feel. The full two-car garage includes built-in cabinetry for added storage, and furnishings are available by separate negotiation for those seeking a convenient season or full-time move. The heated community pool and spa are located just across the street, adding exceptional convenience to the Oakbrook lifestyle. HOA coverage includes exterior maintenance, roof repair and replacement, front-yard maintenance, and common-area maintenance, making this an attractive lock-and-leave option. The HOA allows a percentage of residents to be 40. With golf-course frontage, tasteful updates, a full two-car garage, and a prime location within highly desirable Oakbrook, this home offers a compelling opportunity to enjoy the best of Westbrook Village living.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,291
Property typeSingle Family
MLS #7036038
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,500/mo
Source est. payment (PITI)
$2,755/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.