Properties / 6842 W BETH Drive
FHA ASSUMABLERate: 6.71%

6842 W BETH Drive

$428,000
Laveen, AZ 85339
4 beds2 baths1,833 sqftSingle Family
The assumable advantage
6.71%
FHA assumed rate
$81,738 interest already paid off
Estimated Loan Balance$368,399
Cash to close$60,006
Est. Monthly PITI$3,021
Initial Loan Amount$381,562
Time on site48 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$59,601
Cash or secondary financing
Monthly savings
$54
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Tucked away in the desirable southwest corner of the Valley, this stunning home offers the perfect blend of gated community privacy, urban convenience and the best of modern desert living. In a prime location that connects you effortlessly to the entire Valley. Just 20 minutes from downtown Phoenix nightlife, sports arenas, shopping, dining, and premier entertainment, with convenient access to the Loop 202 freeway. McClellan Ranch Estates has beautiful parks and manicured greenbelts throughout, with dedicated pickleball and basketball courts and two modern playgrounds for the kids.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $59,601. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,833
Property typeSingle Family
MLS #7058578
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,470/mo
Source est. payment (PITI)
$3,021/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,601

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,601
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.