Properties / 10019 W Monaco Boulevard
VA ASSUMABLERate: 6.84%

10019 W Monaco Boulevard

$299,999
Arizona City, AZ 85123
4 beds2 baths1,409 sqftSingle Family
The assumable advantage
6.84%
VA assumed rate
$37,091 interest already paid off
Estimated Loan Balance$294,867
Cash to close$6,796
Est. Monthly PITI$2,112
Initial Loan Amount$298,537
Time on site50 days
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$5,132
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this newly built 4-bedroom, 2-bath home situated on a spacious lot with a block wall fence and RV gate. Thoughtfully designed for both comfort and functionality, the home features an open floor plan with a generous living area that flows seamlessly into the well-appointed kitchen complete with stainless steel appliances, granite countertops, and a large center island offering plenty of prep space and seating. Throughout the home you'll find NO carpet, providing a clean, modern feel and easy maintenance. Built with energy efficiency in mind, the home features spray foam insulation throughout, LED lighting, and dual-pane windows to help keep utility costs low. An owned, whole-home water filtration system adds another level of comfort and quality to daily living. A MUST-SEE! Enjoy the large front and backyard, with a low-maintenance gravel front yard and plenty of space to make the backyard your own. Conveniently located with easy access to I-10, this home sits in Arizona City, a growing community ideally positioned between Phoenix and Tucson. No HOA! Don't miss this opportunity to own a beautiful home in a rapidly expanding area.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $5,132. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,409
Property typeSingle Family
MLS #6997610
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,967/mo
Source est. payment (PITI)
$2,112/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$5,132

Asking price minus remaining loan balance. Closing costs are additional.

$0$5,132
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.