Properties / 3766 N 292ND Lane
VA ASSUMABLERate: 6.5%

3766 N 292ND Lane

$399,000
Buckeye, AZ 85396
4 beds3 baths3,174 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$44,602 interest already paid off
Estimated Loan Balance$370,802
Cash to close$28,578
Est. Monthly PITI$2,694
Initial Loan Amount$378,000
Time on site50 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$28,198
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This two-story home in Tartesso is over 3,100 square feet and currently the lowest priced home of this size in the community. Inside, soaring ceilings, arched doorways, & multiple living & dining areas create an open, flexible layout, plus a bonus room that works as a home office, gym, or playroom. The primary suite has a spa-style bath w/dual sinks & a walk-in shower, & new carpet has been added in one secondary bedroom. Out back, there's a covered patio, a paver entertaining area, grass, & a mature citrus tree, all low maintenance & ready to enjoy from day one. Tartesso itself offers more than 20 pocket parks, splash pads, a sports park, tennis & volleyball courts, baseball fields, & over 20 miles of trails. Walmart, Target, Fry's Marketplace, & ALDI are all nearby. patio, paver entertaining area, lush grass, and a mature citrus tree make for a low-maintenance yard that's ready to enjoy from day one. Tartesso is one of Buckeye's most amenity-rich communities, offering more than 20 pocket parks, splash pads, a sports park, tennis and volleyball courts, baseball fields, and over 20 miles of scenic trails. Everyday errands are a breeze with Walmart, Target, Fry's Marketplace, and ALDI all nearby, plus a new QuikTrip coming soon at Sun Valley Parkway and Van Buren. The home is served by Saddle Mountain Unified School District. Space, solar savings, and an unbeatable lifestyle -- this Tartesso gem checks every box.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $28,198. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,174
Property typeSingle Family
MLS #6972639
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,394/mo
Source est. payment (PITI)
$2,694/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$28,198

Asking price minus remaining loan balance. Closing costs are additional.

$0$28,198
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.