Properties / 24757 N 170th Lane
VA ASSUMABLERate: 7.44%

24757 N 170th Lane

$399,900
Surprise, AZ 85387
3 beds2 baths1,392 sqftSingle Family
The assumable advantage
7.44%
VA assumed rate
$77,003 interest already paid off
Estimated Loan Balance$383,291
Cash to close$16,965
Est. Monthly PITI$2,995
Initial Loan Amount$392,990
Time on site29 days
Remaining Term27 years, 4 months
Seller's equity (what you pay)
$16,609
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Step into this beautifully updated, move in ready home in Asante! Inside, you'll find a bright, open floor plan with abundant natural light, neutral tile, recessed lighting, modern fixtures, and stylish finishes throughout. The kitchen is the heart of the home with white cabinetry, granite countertops, a large island with seating, stainless steel appliances, gas range, subway tile backsplash, and large pantry, perfect for everyday living and entertaining. The open layout flows seamlessly into the spacious living area and creates easy indoor outdoor living. Step outside to a great size backyard that is already complete with lush grass, an extended paver patio, firepit, and plenty of room to relax or entertain. Beautifully maintained and ready to enjoy from day one, this home truly stands out from the new builds. Check it out today, this gem won't last long!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $16,609. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,392
Property typeSingle Family
MLS #7065939
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,737/mo
Source est. payment (PITI)
$2,995/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$16,609

Asking price minus remaining loan balance. Closing costs are additional.

$0$16,609
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.