Properties / 6095 N STRATFORD Court
VA ASSUMABLERate: 6.5%

6095 N STRATFORD Court

$498,000
Rimrock, AZ 86335
3 beds2 baths2,127 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$55,457 interest already paid off
Estimated Loan Balance$461,050
Cash to close$37,423
Est. Monthly PITI$3,382
Initial Loan Amount$470,000
Time on site50 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$36,950
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Nestled within the gated community of Beaver Creek Preserves, this beautiful home offers the perfect balance of modern design and rustic Arizona charm. Just 30 minutes from Sedona, this peaceful neighborhood provides walking trails, a community pool, tennis courts, a clubhouse, and a fitness center. Inside, the open-concept layout highlights quality finishes and thoughtful details throughout. The home features three bedrooms, two bathrooms, and a spacious great room that flows seamlessly into an inviting eat-in kitchen, ideal for both everyday living and entertaining.The primary suite offers a quiet retreat with a dual-sink vanity, large walk-in shower, and generous walk-in closet. Outside, a spacious patio provides the perfect setting for relaxing and enjoying the beauty of Northern AZ.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $36,950. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,127
Property typeSingle Family
MLS #6999406
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,977/mo
Source est. payment (PITI)
$3,382/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$36,950

Asking price minus remaining loan balance. Closing costs are additional.

$0$36,950
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.