Properties / 36726 W BUCKEYE Road
FHA ASSUMABLERate: 6.89%

36726 W BUCKEYE Road

$449,900
Tonopah, AZ 85354
4 beds2 baths1,795 sqftSingle Family
The assumable advantage
6.89%
FHA assumed rate
$56,637 interest already paid off
Estimated Loan Balance$376,447
Cash to close$74,546
Est. Monthly PITI$2,934
Initial Loan Amount$383,597
Time on site50 days
Remaining Term27 years, 11 months
Seller's equity (what you pay)
$73,453
Cash or secondary financing
Monthly savings
$119
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

MOVE-IN READY! Saddle up and discover country living at its finest with this stunning still like new beautiful home on 1 full acre with NO HOA! Offering 4 spacious bedrooms, 2 full bathrooms, and 1,795sqft of thoughtfully designed living space. This property blends modern style with wide-open freedom. Step inside to an inviting open-concept floor plan where the kitchen features a large beautiful island, and seamlessly flows into the family and living areas, perfect for entertaining or everyday living. The beautiful marble-inspired countertops add a touch of elegance, while the contemporary design creates a bright and welcoming atmosphere throughout! Spacious laundry room with utility sink. AMAZING 20x40ft WORKSHOP with Roll Up Door! Beautiful Fencing with RV Gate. Bring your big toys, your RV and enjoy this spacious beautiful property. Move-In Ready with ALL APPLIANCES!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $73,453. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,795
Property typeSingle Family
MLS #7036548
CountyMaricopa County
Assumable loanFHA
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,534/mo
Source est. payment (PITI)
$2,934/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$73,453

Asking price minus remaining loan balance. Closing costs are additional.

$0$73,453
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.