2.75% ASSUMABLE VA MORTGAGE to qualifed Veterans! Scenic Mountain VERRADO Enclave of 'SIENNA HILLS' w Community Park & Swim Club. Uniquely Stylish & Functional Multi-Generational 'ADELAIDE' 5 BDRMS, 4 FULL BATHS includes Attached Private-Entry GST Quarters + Split 3 car garage & Paver Driveway & Entry. Prime Mountain View + Desert Trail Backdrop. AZ Lifestyle Backyard Landscape Design w/Easy Turf Greenery + Covered & Extended Travertine Patio +Accent Steppingstones at walkway + Paver Garbage Pad. Exceptional GREAT ROOM LIVING open connection to Formal Dining, Entertainers Kitchen w Breakfast Nook. 42'' White staggered raised-panel Cabs, White Quartz Eat-in Brkfst Bar & Stainless Farm Sink w Pendant Lights, STNLS STL DOUBLE OVENS, COOKTOP, MICROWAVE FRENCH DOOR REFRIG. Quality Chandeliers & New Vanity lights. This home is well-loved and beautifully upgraded. One Sweet Home Verrado!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $108,299. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.