Properties / 4967 E MEADOW LARK Way
VA ASSUMABLERate: 3.1%

4967 E MEADOW LARK Way

$385,000
San Tan Valley, AZ 85140
3 beds3 baths2,032 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$42,666 interest already paid off
Estimated Loan Balance$279,740
Cash to close$105,260
Est. Monthly PITI$1,582
Initial Loan Amount$310,000
Time on site16 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$105,260
Cash or secondary financing
Monthly savings
$943
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Welcome to this beautifully maintained home in the highly sought-after Villages at Castlegate! This spacious 3-bedroom, 2.5-bath home offers 2,032 sq ft of comfortable living space plus a versatile office/den and an upstairs loft. The open-concept floor plan creates an inviting space for everyday living and entertaining, with a well-appointed kitchen featuring abundant cabinetry, ample counter space, and a breakfast bar overlooking the living area. Upstairs, you'll find generously sized bedrooms, a spacious loft, and a private primary retreat complete with double-door entry, walk-in closet, and en-suite bath. Step outside to enjoy a low-maintenance outdoor space with artificial turf in both the front and back yards, a covered patio, and plenty of room to relax or entertain.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $105,260. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,032
Property typeSingle Family
MLS #7071557
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,327/mo
Source est. payment (PITI)
$1,582/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$105,260

Asking price minus remaining loan balance. Closing costs are additional.

$0$105,260
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.