Properties / 17601 N Del Mar Avenue
FHA ASSUMABLERate: 6.17%

17601 N Del Mar Avenue

$289,500
Maricopa, AZ 85138
3 beds2 baths1,232 sqftSingle Family
The assumable advantage
6.17%
FHA assumed rate
$13,578 interest already paid off
Estimated Loan Balance$292,841
Cash to close$0
Est. Monthly PITI$2,084
Initial Loan Amount$294,566
Time on site27 days
Remaining Term29 years, 4 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Start your first year of homeownership with a lower monthly payment! Receive a 1% interest rate buy-down for the first 12 months when financing through Trusted Lending Center. Nearly new, move-in ready, and still protected by the builder's warranty! Originally purchased in December 2025 and occupied for only approximately two months, this beautifully maintained home offers the benefits of new construction without the wait. Inside, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. The kitchen serves as the heart of the home, while the home's excellent condition makes it easy to simply move in and enjoy. Highlights include: 3 bedrooms, 2 bathrooms, open-concept living, 2-car garage, landscaped front and backyard, WiFi-capable thermostat and garage door opener, appliances and HVAC under warranty, and builder's warranty through December 2026. Ideally positioned across from a community green space, this home offers a desirable setting with open space just steps away. Conveniently located in Maricopa near shopping, dining, schools, parks, and everyday amenities. Ideal for buyers seeking a nearly new, move-in-ready home with warranty coverage, modern conveniences, and no need to wait for new construction.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,232
Property typeSingle Family
MLS #7067268
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,802/mo
Source est. payment (PITI)
$2,084/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.